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Today's Featured Rates

Fixed Rate - Conforming
30 Year Fixed Rate
 Rate  APR  Points
 5.000%  5.163%  1.250%
15 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.652%  1.250%
5 Year Adjustable Rate
 Rate  APR  Points
 4.750%  3.838%  1.000%
Fixed Rate ’ High Balance
30 Yr Fixed High Balance
 Rate  APR  Points
 5.250%  5.397%  1.000%
15 Yr Fixed High Balance
 Rate  APR  Points
 4.750%  5.037%  1.250%
Home Equity
15 Year Fixed Second Trust Deed
 Rate  APR  Points
 7.490%  7.779%  0.000%
Home Equity Line of Credit
 Rate  APR  Points
 4.000%  4.000%  0.000%
Interest-Only Home Equity Line of Credit
 Rate  APR  Points
 4.000%  4.000%  0.000%
Betty Madamba
Sr. Mortgage Specialist


3100 Gilman Drive
La Jolla, CA 92037


Office: (858) 334-6549
Mobile: (858) 518-2128
Fax: (858) 453-6953
Email: BMadamba@usecu.org
  QUICK QUOTE
To see a sample of the rates available today, use this Quick Quote form.
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Since 1994, I have helped USE Credit Union members achieve their home ownership dreams.

With over 21 years of mortgage lending experience, I can make your dreams come true, too!

USE Credit Union Commitment:
USE Credit Union is a “Total Cost Lender” that is committed to helping borrowers make informed mortgage decisions. We offer a free side by side comparison of up to four loan programs so you can determine the true cost and benefits of each program. Please click here to view a sample of our loan comparison.
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